The famous investor Warren Buffet describes his company’s recipe for success this way, "We simply attempt to be fearful when others are greedy and to be greedy only when others are fearful.” This is good advice for aspiring homebuyers as well! Buying a home is an incredibly exciting and stressful process that often comes in [...]
Owning a home is the ultimate inflation fighter Dear Friends and Neighbors, Inflation is the buzzword of the day. As prices rise, people are all asking the same thing - how can I make this stop! For homeowners, one expense remains the same, however, and that is your fixed-rate mortgage payment. It never changes! Historically [...]
Dear Friends and Neighbors, In today’s world, we live our lives online and that includes managing our finances. In the best of times, protecting online transactions from hackers and scammers is a challenge, but the ongoing pandemic has presented an additional opportunity for unscrupulous activity. As of September 2021, the Federal Trade Commission had [...]
Summer greetings to our friends and neighbors! Last July, when interest rates were at historic lows, we advised that buying a home, especially if you were renting, would save you a small fortune over time. Many people took advantage of those low rates, and as a result, the housing market has been hot. Now [...]
Hello! As we settle into 2021, we hope this letter finds you well. While last year brought the pandemic, it also brought record-low mortgage rates and a surge of buyers looking for homes better suited for remote working, virtual learning, and in-home recreating. Meanwhile, home prices pushed upward and buyer demand surged. In this [...]
Are you aware that in the middle of the pandemic the real estate market is thriving? Our real estate agent friends are working 24/7 to show homes and manage sales and we’ve been financing homes for our friends and neighbors at a record pace. At the moment, buyers are certainly capitalizing on record low [...]
Your home is likely the single largest investment you will ever make. With this thought in mind, it’s a good idea to put preventative home maintenance at the top of your to-do list. Taking the time to prepare for colder weather will save you money and headaches in the future. We have put together [...]
We recently offered you tips to spruce up the interior of your home. In this mailing we will give you ideas to fix up the exterior. Your home's curb appeal sets the mood for what’s inside your house. Your neighbors, who probably see as much of the outside of your home as you do, will [...]
If you are looking for ways to feel productive during this time of sheltering in place, we have identified some projects that can be accomplished very affordably by a homeowner. Completing a project ourselves can boost our spirits, increase the home value, and make it a more enjoyable place to be. If you don’t [...]
We have some news about the current real estate market to share with you. The market is expected to remain strong throughout 2021. According to market analysts mortgage rates that reached unprecedented lows last year, will continue to remain low throughout the new year. One cloud, however, continues to hover over the housing market. [...]
