This time of year our hearts and minds are especially focused on the importance of gratitude. There is scientific evidence that practicing gratitude can actually change your brain chemistry and make you happier. Being thankful can boost your immune system, improve your relationships, and make you more productive. We put together some tips from [...]
As you may have already heard, mortgage interest rates are excitingly low and it's a bad idea to ignore it. Here are just 4 very reasons why... 1. Interest rates change as quickly as the weather in Chicagoland. You can miss out on an opportunity to save thousands a year if you don't act [...]
If you are self-employed, your business is profitable and you make your payments on time then you ARE qualified for a mortgage! We have helped many business owners like you successfully get the loans they need for their home financing. We don't think it's fair that self-employed people have to jump through extra hoops [...]
Our veterans deserve our respect and gratitude. Thank the vets you know today by encouraging them learn about their VA home loan benefits. Regardless of how long ago they served or even if they are not going to buy a home right away. They have served us, and they have benefits waiting for them. [...]
Wouldn't it be nice if we had a crystal ball to see into the future and know the answer to the burning question: "Should I rent or buy my next home?" What lies ahead may not be certain, but you can rely on the expertise at Two Roads Lending to guide you down the [...]
When you've been in the business as long as we have, you hear all kinds of stories. Some of the worst stories lately have been related to appraisals for refinancing. We cannot pick who your appraiser will be or predict their opinion of your property's value. We can, however, offer you some advice to [...]
Many first time home buyers fall into the trap of buying something now with the intention to sell in a few years and get a larger home. What many home owners don’t realize is one of the largest expenses of owning a home comes on the day you sell it! Selling your home could [...]
Here at Two Roads Lending we like to say that there are two kinds of money: yours and not yours. Money spent up front on a loan closing and money spent on interest each month are both “not yours” and will never come back to you. Take the time to consider all the costs [...]
