First timer? Perfect! Consider us your personalized google for all your questions and concerns!
We’ve walked this road with thousands of first-time homebuyers and love helping each one navigate and enjoy their home buying adventure.
First timer? Perfect! Consider us your personalized google for all your questions and concerns!
We’ve walked this road with thousands of first-time homebuyers and love helping each one navigate and enjoy their home buying adventure.
First timer? Perfect! Consider us your personalized google for all your questions and concerns!
We’ve walked this road with thousands of first-time homebuyers and love helping each one navigate and enjoy their home buying adventure.
Contact Us
You are ready to make your dream of owning your first home come true.
Buying your first home is exciting! It is a powerful feeling, knowing that you can paint the walls any color and hang pictures anywhere you like. But trying to learn the ins and outs of the home buying process, including which loan is best for you, can be intimidating, confusing, and even overwhelming. That’s where we come into the picture.
Our goal is to get to know you, hear your story, and make sure we deliver expert loan service and a loan option tailored just for you. We will be by your side till the loan closes, and will celebrate together to the music of those jingling new house keys!
Our goal is to get to know you, hear your story, and make sure we deliver expert loan service and a loan option tailored just for you. We will be by your side till the loan closes, and will celebrate together to the music of those jingling new house keys!
Step-by-Step Plan to
Owning Your First Home
Have a conversation with us.
We can meet in person, via video conference, or by phone to get to know you and understand your vision for home ownership. We will talk through your financial situation, credit score, and discuss home affordability. We will familiarize you with the best loan options for first-time buyers.
Get pre-approved for the loan that’s right for you.
We will gather information from you along with financial documents and take it from there. We will give you a pre-approval letter that lets sellers know you are a serious, qualified buyer.
Find a house you love and buy it!
Adam Wrobel
“My wife and I are first-time home buyers, and Phil at Two Roads Lending helped us through the entire process with a ton of experience and patience from day one.
He turned what should have been a very stressful experience into one of the best events of our lives.”
FIRST-TIME HOME OWNERS IS WHAT WE DO!
Testimonials
Matt & Victoria
First-Time Home Owners
“Phil and his team were consistently one step ahead of the game with their insights and communication. On top of that, they found an incredible rate for us, all the while explaining our options and ultimately allowing us to make the best choice for our situation. I'd recommend Phil and his team's guidance without hesitation.”
Lexi & Lawrence
First-Time Home Owners
“We worked with Phil at Two Roads Lending to purchase our first home. It's such a stressful process and he made everything super simplified for us and easy to understand. He answered all of our questions and was available at any time. Phil and his team made our first home buying experience amazing! Call Two Roads! Thank you Phil and team!”
Mackenzie & Cody
First-Time Home Owners
“Phil Bukowski, Melissa Hibner and the Two Roads team are amazing! As first-time homebuyers they provided so much insight into the home buying process, were always very quick to respond via email and phone call, and are quite simply good people. I would recommend them to everyone in need of a lender.”
