Get pre-approved today so you can go house hunting tomorrow with confidence.

A pre-approval letter is the first step on your path to homeownership. It establishes your credibility as a buyer to real estate agents and to home sellers.

Get pre-approved today so you can go house hunting tomorrow with confidence.

A pre-approval letter is the first step on your path to homeownership. It establishes your credibility as a buyer to real estate agents and to home sellers.

Get pre-approved today so you can go house hunting tomorrow with confidence.

A pre-approval letter is the first step on your path to homeownership. It establishes your credibility as a buyer to real estate agents and to home sellers.

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    Why Smart Buyers Make Pre-approval Their First Step

    Mortgage pre-approval means that a loan officer has looked at your finances—your income, debt, assets, and credit history—and determined how much money you can borrow, how much you could pay per month, and what your interest rate will be.

    Pre-approval gives you confidence in your home search.

    • You can look for homes you can afford to buy because you know how much mortgage you are good for.
    • You have shown your real estate agent and the seller that you are likely to receive full approval for a mortgage once your offer is accepted.
    • You can expect the mortgage process to move quickly because most of your financial information has already been reviewed by the lender.

    To Get Started on Pre-Approval Select a Loan Officer or Let Us Match You with Someone

    Ken Webster

    Manager/Loan Originator

    “I’ll find you a home loan that meets your near term housing needs and your long term financial goals.”

    ken@tworoadslending.com
    630.400.5369

    Apply Now!

    Rob Zuiker

    Senior Mortgage Loan Originator

    “I’m dedicated to assisting my customers in a manner that is most beneficial to their financial futures.”

    rob@tworoadslending.com
    630-564-1003

    Apply Now!

    Match Me with A Loan Originator

    If you aren’t a returning customer or don’t have a referral for one of our loan officers, don’t worry. All our loan originators are licensed mortgage professionals with extensive knowledge about the loan and housing industry. You’ll be in good hands with any member of the Two Roads Lending team.

    Apply Now!

    PRE-APPROVED TO HOMEOWNERSHIP!

    Testimonials

    first time home buyers testimony

    Matt & Victoria

    First-Time Home Owners

    “They were consistently one step ahead of the game with their insights and communication. On top of that, they found an incredible rate for us, all the while explaining our options and ultimately allowing us to make the best choice for our situation. I’d recommend Phil and his team’s guidance without hesitation.”

    Lawrence & Lexi

    Lexi & Lawrence

    First-Time Home Owners

    We worked with Phil at Two Roads Lending to purchase our first home. It's such a stressful process and he made everything super simplified for us and easy to understand. He answered all of our questions and was available at any time. Phil and his team made our first home buying experience amazing! Call Two Roads! Thank you Phil and team!

    Cody and Mackenzie Young

    Mackenzie & Cody

    First-Time Home Owners

    “Phil Bukowski, Melissa Hibner and the Two Roads team are amazing! As first-time homebuyers they provided so much insight into the home buying process, were always very quick to respond via email and phone call, and are quite simply good people. I would recommend them to everyone in need of a lender.”

    Two Roads Lending Team

    Let’s meet in person, virtually, or by phone, so we can get to know one
    another and get you started on the path to purchase.

    Let’s Talk