25 Feb Denied A Mortgage Simply Because You Are Self-Employed?
If you are self-employed, your business is profitable and you make your payments on time then you ARE qualified for a mortgage!
We have helped many business owners like you successfully get the loans they need for their home financing.
We don’t think it’s fair that self-employed people have to jump through extra hoops to get a residential mortgage. While we may not like the extra rules for qualification, understand the rules and know how to get the self-employed borrowers approved.
We can’t guarantee that there will not be a “bump in the road,” but we can assure you that our capable hands will manage it in the same straight forward way you handle the challenges in your business. You can count on us.
Our loan originators have over 20 years experience and know where to find self-employed income hiding in tax returns. Your taxable income may or may not represent all of the income we can use to qualify you for a loan. We know the rules, and more importantly, we know how to communication to underwriters that a borrower meets the qualification requirements. We are successful helping self-employed borrowers qualify because we can do both well.
It’s worth repeating. If you are self-employed, your business is profitable, you make your payments on time, and you have been paying your taxes, you can qualify for a home loan. Even if you were previously denied, we can help you.
Contact us today to start the conversation.